Flexible Payment Options
HVAC Financing Made Easy
Don’t let cost stand between you and a comfortable home. We’ve partnered with Acorn Finance to offer flexible financing options for HVAC repairs, replacements, and installations.
Get up to $100k with a low, fixed rate loan
See offers from 30+ lenders, up to 20 year terms and funding as soon as 24 hours.
Checking options won’t impact your credit score
How It Works
Find the loan you’re looking for
See your options
Take a few minutes to answer a few questions and we’ll match you with the right range of lenders to consider.
Choose your loan
Find your favorite loan in a marketplace of offers and apply directly with the lender you prefer.
Start your project
If you’re approved, use your funds to cover all your costs now and pay the lender back monthly.
Why Finance With Us
Affordable HVAC solutions for every budget
Low monthly payments
Spread the cost of your new HVAC system over time with affordable monthly payments that fit your budget.
Quick approval process
Get pre-qualified in minutes with no impact to your credit score. Funding available as soon as 24 hours.
Options for all credit types
Whether you have excellent credit or are still building it, there are financing options available for you.
No prepayment penalties
Pay off your loan early without any extra fees. Save money on interest when you can.
Common Questions
HVAC Financing FAQs
How much can I borrow?
Through our financing partner, you can borrow from $1,000 up to $100,000 for qualified consumers. Most HVAC projects fall in the $5,000-$15,000 range.
What credit score do I need?
There are options for various credit profiles. While better credit typically means better rates, financing may be available even if your credit isn’t perfect.
Will checking my rate affect my credit score?
No. The initial check uses a soft credit inquiry which does not impact your credit score. A hard inquiry only occurs if you choose to proceed with a specific offer.
How long are the loan terms?
Loan terms range from 2 to 20 years depending on the lender and your qualifications. Longer terms mean lower monthly payments.
How quickly can I get funded?
Once approved, many lenders can fund your loan within 24-48 hours. This means you can get your HVAC project started right away.
Ready to get started?
Check your financing options in minutes with no impact to your credit score.
